Credit Counseling: Reading (PA)

PA Debt Relief

Have you been drowning in debt or bills? In this case, finding a professional credit counselor in Reading PA could help. We’ve got consultants who can review your state of affairs and determine how much a credit counselor in Reading will save you.

Credit Counseling in Reading PA

For residents of Reading, credit counseling is often the least expensive way to get out of debt.

>> Get a Free Debt Quote!

How much debt do you owe overall? If you find yourself having to pay over half of your earnings per month on rent/mortgage, vehicle/student loans, and credit cards, you’ll want to talk with a credit counselor in Reading as soon as you can.

Have you got at least $10K of debt or have monthly payments for rent, loans, or credit cards that take up one half of your wages? Then your credit counseling consultant could possibly decide that you need to enroll in a debt management plan (DMP). As part of a DMP, your Reading PA credit counselor may able to cut deals for decreased interest rates and penalties from the creditors you owe. You don’t need to converse with your creditors; the credit counselor will manage this aspect.

Negotiation versus Management in Reading, PA

Please remember, debt forgiveness isn’t part of consumer credit counseling. Credit card debt negotiation may allow you to reimburse just 40-60% of your debts, but it can wreck your credit score.

Choosing a Credit Counseling Agency in Reading (PA)

As a program, credit counseling has been vetted by the FTC and other federal regulators. Nevertheless, legitimate credit counselors in Reading and across the nation typically feature:

  • Trained Advisors
  • True Testimonials
  • Straight Answers
  • Free Recommendations

Just remember that non profit status does not necessarily mean that a credit counseling agency is honest, and the opposite is true as well. If you let us arrange a free evaluation, you can be more certain that you’ll be dealing with one of the most trustworthy credit counseling agencies your area.

The exact amount that credit counseling could save you will depend on your particular situation financially. However, your monthly payments should be lower as a result of discounts in interest and penalties. Ready to discover how much credit counseling in Reading, PA, could save you?

>> Get Your Zero Cost Savings Estimate

Credit and Debt Counseling in Reading (PA)

  • Berks Community Federal Credit Union, 806 Mountain Home Rd, 19608
  • Consumer Credit Counseling, 833 N Park Rd, 19610
  • Steven B Johnson, CFP, LLC, P.O. Box 3888, 19501