So why are so many Pittston consumers enlisting our services? Because we make it simpler and easier figure out the credit counseling and debt management programs currently available. We’ve got specialists standing by to assess your finances and figure out how much a credit counselor in Pittston can save you.
Your Pittston credit counseling expert may be able to help you:
- Consolidate Your Payment Amounts
- Reduce Your Interest Rates
- Stop Debt Collector Harassment
- Learn More Effective Money Management Skills
Evaluating Your Monthly Debt: Pittston, PA
If your ratio of debt to income is greater than 50%, don’t hesitate to look into credit counseling asap. For the average Pittston consumer who has earnings of $2,825 a month, this is more than $1,413 a month.
An integral aspect of credit counseling is managing debt. If you sign up for a debt management program, your Pittston PA credit counselor may able to get you less expensive APR’s and fees from the firms you’re paying back.
You will send just one payment to your Pittston credit counselor, and they will then allot the money among your creditors.
Settling on a Credit Counseling Company: Pittston, PA
In general, credit counseling has been vetted by the Federal Trade Commission and other governmental regulators. But honest credit counseling organizations in Pittston, PA, and across the nation should offer:
- 45-60 Minutes of Preliminary Advisement
- Zero Fees Upfront
- An Itemized Plan Of Action
- Certification Qualifications
Bear in mind, non profit status does not guarantee that a credit counseling service is honest, and the opposite is true as well. Please don’t be happy with a credit counselor that you can’t depend on. Let us assist you in finding the right Pittston credit counseling agency.
Keep in mind that credit counseling is a means of managing debt, not settling it. However, your monthly payments should be less costly on account of discounts in interest rates and penalty charges.
To discover just how much you could save, you need to talk with a seasoned credit counselor in Pittston, PA – right now!
Fees Associated with Credit Counseling Firms in Pittston, PA
Even though credit counseling is often offered zero cost, DMP’s come with monthly fees.
Starting a DMP should not exceed $100, and the fees each month ought to be only $40.
If you can pay off $2.50 of every $100 you owe each month, you could pay off your debts in about 40 months, but only if your credit consultant is able to freeze your interest. With interest, it’s going to take significantly longer.
Credit Counseling / Debt Management Agencies in Pittston (PA)
- Consumer Credit Counseling Service, 401 Laurel St, 18640