If it feels as though things have gotten off course financially, credit counseling can help.
Let us place you in contact with a debt relief professional who can provide a free debt evaluation, savings quote, and recommended debt relief program.
Whereas repairing your credit is a rapid way to improve your credit rating, credit counseling focuses on debt relief.
Do you spend more than 1/2 what you earn on loans, rent, and credit cards? If that’s the case, we suggest you find professional assistance right now. For the average Lititz consumer who has an income of $51,165 each year, this is $2,132 or more a month.
Debt management programs are nearly synonymous with credit counseling. As part of a debt management plan, your Lititz PA credit counseling agency may able to secure cheaper annual percentage rates and better terms from the firms you’re paying back.
With any debt management plan in Lititz, PA, the credit counselor will take care of payment to your creditors every month. The only thing you’ll need to do is hand them just one payment amount.
Finding a Credit Counseling Service: Lititz (PA)
So long as you are dealing with a good agency, credit counseling can be an appealing alternative to going bankrupt. Indeed, the Federal Trade Commission now mandates it for people filing bankruptcy, but steer clear of any credit counseling organizations in Lititz that say they are able to:
- Eliminate all calls from collection agencies
- Charge a fee ahead of time for their services
For more information, check out this FTC guide on the topic.
To determine how much credit counseling could help you save, you need to contact a debt relief specialist, but it can often bring about reduced monthly bills through more affordable, even suspended, interest and penalty fees.
One of the debt experts we work with can evaluate your finances and offer a savings quote.
Credit and Debt Counseling: Lititz, PA
- Trend-Invest, 119 Milton Cir, 17543