Credit Counseling: Harrisburg (PA)

PA Debt Relief

Credit Counseling Harrisburg PAAre you hoping to get your debts paid back and begin reestablishing your credit? In that case, finding a skilled credit counselor in Harrisburg PA might be the answer.

We work with credit counselors and debt management firms to get you the debt relief you need.

A skilled credit counselor in Harrisburg can educate you, the consumer, on ways to manage your debt, resolve your current financial issues, and become debt free.

>> Get a No Obligation Credit Counseling Assessment!

Debt in Harrisburg: When is it Too Much?

How much is your debt overall? If you’re shelling out over fifty percent of what you earn each month on rent/mortgage, loans, and credit cards, make sure to find out how much you could save as soon as you can.

An integral part of credit counseling is debt management. As part of a DMP, your Harrisburg PA credit counselor may able to secure more affordable rates of interest and better terms from the companies you owe.

In effect, your credit counseling service will manage your creditors personally.

Avoiding Credit Counseling Ripoffs in Harrisburg (PA)

Credit Counseling Harrisburg PA

Provided that you get an honest company, credit counseling can certainly help. In fact, the FTC now mandates it for those filing bankruptcy, but trusted credit counselors will normally offer:

  • 45-60 Minutes of Upfront Guidance
  • No Costs in Advance
  • An Itemized List of Action Items
  • Accreditation Qualifications

Keep in mind, nonprofit status doesn’t necessarily mean that a credit counseling service is reputable. Naturally, we can help you find the ideal credit counseling or debt relief program based on your specific needs.

>> Get Your Debt Analysis Today

If you want to assess how much credit counseling will save you, you need to talk with a credit counseling specialist. The good thing is, it can often contribute to lower monthly bills through lowered, even suspended, interest and penalty fees.

To determine exactly how much you could save, get hold of a good Harrisburg credit counselor – today!

Credit Counseling Rates: Harrisburg, PA

Credit counseling firms are not allowed to charge up-front fees, according to the FTC. Enrollment in a DMP should not cost more than $100, and the fees each month ought to be only $40. How much will your payments be? Typically 2.5% of how much you owe.

Here is a table that depicts how much we’re talking about, given differing levels of unpaid debt.

Debt 2.1% 2.5%
$20,000 $420 $500
$30,000 $630 $750
$40,000 $840 $1000
$45,000 $945 $1125
$50,000 $1050 $1250
$60,000 $1260 $1500
$65,000 $1365 $1625
$70,000 $1470 $1750
$85,000 $1785 $2125
$90,000 $1890 $2250
$95,000 $1995 $2375
$100,000 $2100 $2500

Credit and Debt Counseling: Harrisburg, PA

  • Consumer Credit Counseling Service of Greater Harrisburg, 2000 Linglestown Rd, 17110
  • TLC Credit Solutions, LLC, 2000 State St, 17103
  • YOUR PERSONAL BUDGET COACH, 4218 Prosperous Dr, 17112
  • Consumer Credit Counseling Service, , 17033