Finding an experienced Feasterville Trevose PA credit counseling agency could be the first step to getting out of debt. We enable our consumers to get an absolutely free, individualized debt evaluation from a specialist in their area.
Most individuals interested in credit counseling have these qualities:
- $3.5K in Credit Card Debt
- Steady Income
Even though credit counseling will not get rid of what you owe, it is more beneficial for your credit ratings than debt settlement.
Analyzing Your Monthly Debt
The average salary for residents of Feasterville Trevose is $54,650 each year, or $4,554 monthly. You need to meet with a credit counselor if you earn this much and are shelling out $1,958-$2,277 a month on debts that are secured or unsecured, for example:
- Credit Card Bills
- All Loans – Car, Cash Advance, Mortgages
Debt management is often associated with with credit counseling. Why sign up for a debt management plan? For a start, you may be able to enjoy:
- Decreased Credit Card Rates
- Fewer Debt Collection Calls
- Single Monthly Payment
- Swifter Debt Relief
You will no longer need to talk with your creditors; the credit counselor will manage things from this angle.
Settling on a Credit Counseling Agency in Feasterville Trevose (PA)
If you are dealing with an established firm, credit counseling can really help. For that matter, the FTC now demands it for individuals filing bankruptcy. But professional credit counseling firms will traditionally offer you:
- 45-60 Minutes of Upfront Counseling
- No Upfront Costs
- An Itemized Action Plan
- Accreditation Qualifications
To read more, look at this FTC article on the topic.
All of your original debt has to be paid back. The good thing is, your creditors may waive extra charges and reduce interest rates under a DMP.
A brief analysis of your finances is necessary to provide a definitive savings quote.
Post-Bankruptcy and Credit Counseling in Feasterville Trevose, PA
There are 24,657 consumers living in Feasterville Trevose, PA, and we estimate that 64 have declared bankruptcy. Since 2005, anybody in Feasterville Trevose who wants to declare themselves bankrupt must first obtain an official document showing that they went through an approved credit counseling program in Feasterville Trevose, PA. You can go through the program:
- In Person
- By Telephone
Don’t forget that you must sign up for a credit counseling program post bankruptcy to boot.
For an approved list of approved Pennsylvania credit counseling programs, simply click here. Alternatively, you can talk with a seasoned credit consultant:
Credit Counseling / Debt Management in Feasterville Trevose, PA
- Pennsylvania credit counseling company? Email us for a free listing!