At Debt Relief Pennsylvania, we help you consolidate your credit debt into one easy payment every month. Some programs involve debt consolidation loans, and some do not. In each case, you’ll only write a check for one payment per month. Can’t wait to pay off your debt? Get in touch with a debt consolidation organization in Easton, PA. Now!
Debt Management Plans (DMP’s) in Easton (PA)
There are as many as 5,848 people in Easton who could benefit from debt consolidation, and most of them would be best served by a debt management plan.
A DMP offers many benefits:
- Single Payment
- Less Expensive Interest
- Waived Extra Fees
Also, these kinds of plans are generally pretty cost-effective. Sign up should cost no more than $75, and monthly fees $25-40.
Easton (PA) Debt Consolidation Loans
When you’ve got a good credit score, you might be able to secure a debt consolidation loan to pay back what you owe. Rather than delivering checks to a variety of debt collectors on a monthly basis, you’ll simply have your installment payment.
Keep in mind, these types of loans will not give you any of the budget-related training you would get from debt management in Easton, PA. Have you been wondering if a debt consolidation loan is a good idea?
Consolidating Payday Loans in Easton, PA
Payday loans have been becoming more common as a result of the financial crisis. There are 69,774 people in Easton, and we estimate that 3,628 end up with one or more payday advance every year. Unfortunately, nearly 2,757 of these people have got more than one payday loan. What percentage is that? It’s around 75%!
Are you currently late on more than one of these loans? No problem, we can connect you with payday loan consolidation firms in Easton, PA, that will help you consolidate your Easton payday loans into a smaller payment amount, handle calls from loan companies, and greatly reduce the inflated interest rates on these kinds of loans.
Do you want to read more about payday loan laws and regulations in Pennsylvania? For more information, drop by this webpage.
Have you figured out how much credit card debt you have?
If at all possible, your monthly debts should make up less than a third of your wages. These debts incorporate ones that are secured and unsecured:
- Credit Cards
- Vehicle, College, and Payday Loans
- Rent or Mortgage Payments
Let’s consider what this means for the average individual in Easton, PA:
- Annual Income: $31,461
- Monthly Income: $2,622
- Ideal Debt Load: $944
- Severe Debt Load: $1,311
There are 69,774 residents of Easton, and 5,848 can only afford to make the monthly minimums. No need to panic..
Debt Consolidation Tips
How does one see whether a debt consolidation company in Easton, PA, is reliable? Steer clear if they charge fees up-front, won’t disclose key details, can’t tell you the savings needed for consolidation, or make you open a bank account from which you cannot pull out money without penalty.
Don’t enroll in a program that has a bad name. To read more, review the area of FTC.gov entitled In Debt?.
Credit Card and Payday Consolidation Companies: Easton (PA)
- P & N Holding, , 18018
- CCCS (A Division of MMI), 306 Spring Garden St, 18042