Have collectors been hounding you for payment? Well then we can find you debt consolidation companies in East Stroudsburg, PA, that can help you consolidate your credit card or payday loan debts.
No matter what type of debt consolidation you go with, you will only write a check for one payment amount.
Want to pay off your debt? Locate a debt consolidation organization in East Stroudsburg, PA. Now!
The most popular type of debt consolidation in East Stroudsburg, PA, involves working with a company to manage debt through a specialized program.
This DMP offers several advantages:
- Single Payment Per Month
- Lowered Annual Percentage Rates
- Forgiven Late Charges
Moreover, this is one of the cheapest strategies for consolidating credit and payday loan debt in East Stroudsburg, PA. Getting started should cost around $70, and the fee every month will be $25-40.
East Stroudsburg, PA Debt Consolidation Loans
As you probably know, debt consolidation often involves applying for a loan to pay down your credit card accounts and other debts with a considerably better interest rate. Proponents of debt consolidation loans point out a number of advantages:
- Hardly Any Calls from Debt Collectors
- Lesser Rates
- Combined Monthly Bills
At the same time, there are no complications with your credit scores
If you want to take full advantage of a debt consolidation loan, you’ve got to secure very low rates of interest. This takes favorable credit.
Are you wondering if a debt consolidation loan is best for you?
East Stroudsburg, PA Payday Loan Consolidation
Consolidating payday loans in East Stroudsburg, PA, is now practically as commonplace as the consolidation of credit card bills. Of the 35,796 people in East Stroudsburg, approximately 1,861 apply for and are given at least one cash advance per year. Sadly, roughly 819 of these men and women are unable to pay back their payday loans – this is nearly half! Are you delinquent on one or more cash advance loans? That’s alright, we work with East Stroudsburg PA payday loan consolidation services that will consolidate your East Stroudsburg payday loans into a single payment amount, serve as a buffer for calls from collection agencies, and scale back the extortionate interest charges on these sorts of loans.
Do you need to know more about payday loan laws and regulations in Pennsylvania? Check this page cash advance laws in PA.
Assessing Your Debt Load: East Stroudsburg, PA
Preferably, the amount of debt you owe on a monthly basis should comprise less than one third of your income. These debts include credit card bills, loans, and rent/mortgage payments. Why don’t we see how this works for the average individual in East Stroudsburg, PA:
- Income Yearly: $23,819
- Income Per Month: $1,985
- Ideal Debt Load: $715
- Serious Debt Load: $993
If your debt load is over 50%, it is time to talk with a debt consolidation professional in East Stroudsburg, PA.
Debt Consolidation Programs: East Stroudsburg (PA)
- Credit Solutions, 718 Milford Rd, 18301